Not just the tendency of buying goods and availing services online, but even the frauds associated with it are on rise. Technological advancement has given a major boost to e-commerce and other similar concepts. These revolve around computers and, more importantly, the Internet. The concept of online shopping is no longer alien to anybody in the world.
Millions of people log onto shopping websites in order to make shopping a convenient affair. What they fail to understand though, is the very fact that they're compromising on their security by not abiding by the standards that they need to follow. It is surprising to see people go on an online shopping spree without paying heed to their security with such cases of online frauds coming to light every other day. Click here rest of story continued here.
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Shopping Spree: Expanding The Circle
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Online shopping fraud is a broad conception. This includes a variety of activities, right from hidden charges and phishing to credit card scams and identity theft. Given below are some simple precautions that can you get to keep yourself safe.
Carry out your transactions from a secured PC: You need to make sure that the PC you're using for shopping online and related transactions is up-to-date with security measures, like anti-virus software and firewall. Being one of the most significant advice as far as safe online shopping is concerned, this will allow you to keep those malicious programs out of your transactions.
If you're in mood to buy online products shopping such as wii games and wii consoles, online shopping stores can help you out in the better manner possible while purchasing.
A number of shopping stores are now offering free shipping facilities to the buyers to make their shopping experience more and more practical and cost effective. When you buy products up to a prescribed price limit, shopping stores offer shipping without any additional charge from the buyers. This is the right time to buy your favourite product in the most convenient manner possible.
Be well-versed with the website you use: You need to make sure that the website from which you're buying goods or availing services is authentic. Never go to random sites that feature in search engine results, or ones that you've never heard of before. Always go for popular websites, as the probability of you getting caught in any kind of web of deceit on such websites are negligent.
Never give away your personal information: You will have to provide certain information while shopping online, however, you need to make sure that it is only the general information, like your name or contact number. Never give out confidential information, like your social security number, on online shopping websites. More importantly, never fill in any type of information in pop-up windows, even if you trust the website.
Maintaining privacy while shopping online is a must, as giving away confidential information can make you vulnerable to identity theft.
Paying by credit card is wiser: Always resort to credit card for payment options. Though many of us prefer to use debit cards for shopping online, they do not have all the security features that credit cards do. More importantly, if your debit card number gets stolen, it will give hackers total access to your account and cause even more difficult situations for you.
A credit card is always the safest payment method online compared to a debit card and a checking account. In the unfortunate case that your credit card details have been misused, you can cancel the unauthorized transactions.
Before you order the product: You need to make sure that the transactions are secured and the shipping policy of the company is located in the place. Cross checking the actual price of the product and the shipping charges with other companies can help you achieve the best deal. Make sure that there's no hidden costs in the shipping charges. You will have to take into account the actual price of the subject as well as shipping charges, sales tax, and handling fees.
After you order the product: Never reply to confirmation mails which ask for your personal details. Make sure that you take the print outs of all the online transaction records. These you can finally use as proof. Other than all your transactions with the company, it is sensible to save the product description as well. Lastly, you'll have to observe the time required for shipping. It is extremely important to get well-versed with clauses and conditions before you buy any product online.
If, by chance, you do end up having a bad experience, you can report the company to the Federal Trade Commission (FTC) or the consumer protection agency in your community of jurisdiction. It will take efforts from all of us to get together and make online shopping safe and secure considering that there's a number of phishing websites out there under the guise of shopping websites.